DETERIORATION OF STOCK IN COLD STORAGE INSURANCE
DETERIORATION OF STOCK IN COLD STORAGE INSURANCE
Many businesses use cold storage facilities to store goods including foods, flowers and pharmaceuticals. The smallest change in temperature in these facilities, for example due to a mechanical failure, can lead to a rapid deterioration of such stocks.
Deterioration of stock insurance covers damage to goods stored in specified cold storage spaces, which occurs as a result of a change in temperature caused by a breakdown of the refrigeration equipment or accidental damage to it.
This policy covers three sections: -
- Material Damage
- External Data Media
- Increased Cost of Working
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